Butte County Recovers-The official website for Butte County disaster response and recovery

If a property owner does not rebuild or purchase a property/home elsewhere, will the county still collect a portion of the insurance policy for debris removal?

The answer to this question depends on your individual insurance policy. There are generally two types of homeowners’ insurance policies. In rare circumstances, an insurance policy will pay the actual cash value of the home and there may be no coverage for debris removal. In that case, the county will not collect anything. This stands whether or not the property owner rebuild, purchase a home elsewhere, or exercises neither option. Under an insurance policy that requires payment of replacement cost for the loss of the home, there will be debris removal coverage and the County will collect against that coverage. There may be other types of insurance policies that differ from the above two. Property owners with those policies should clarify debris removal coverage with their insurance companies.

Close window