The answer to this question depends on your individual insurance policy. There are generally two types of homeowners’ insurance policies. In rare circumstances, an insurance policy will pay the actual cash value of the home and there may be no coverage for debris removal. In that case, the county will not collect anything. This stands … Continued
FAQ Topic: Consolidated Debris Removal Program
The county will collect whatever remains available for debris removal, if anything, after a rebuild is complete, or after the property owner has elected to take a cash out amount and/or purchase a home elsewhere.
The State’s Debris Task Force will choose a prime contractor who will hire subcontractors. The State’s Debris Task Force will make every effort to encourage the prime contractor to use local subcontractors. If you have any questions regarding the Consolidated Debris Removal Program, send them to firstname.lastname@example.org or visit our website at wildfirerecovery.org. If you … Continued
Yes. If you have a specified amount for debris removal in your insurance policy, you may use your insurance proceeds to remove fire related debris that is ineligible for removal under the program (e.g., swimming pools, patios, trees, etc…). The local government will only collect remaining insurance proceeds, if any, after you have removed ineligible … Continued
No. The local government will only seek reimbursement from the insurance carrier as stated above. The local government will not attempt to collect any insurance proceeds designated for rebuilding.
It depends on the policy that you have. There are generally two types of debris removal coverages in a homeowner’s insurance policy: Specified Amount: If your homeowner’s insurance policy contains a separate, debris-specific clause, the local government will only collect the specified amount designated in the debris removal clause. These clauses are typically capped at … Continued
Yes. However, to avoid a duplication of benefits provided by the state or federal government, your insurance company may be required to provide payment from your policy designated for debris removal to the government.
All initial costs will be paid by state and federal agencies. However, if property owners have homeowners insurance covering debris removal, owners must inform local officials by indicating that coverage on their ROE. Homeowners may be required to remit that portion of their insurance proceeds specifically reserved for debris.
Contractors are required to comply with all local, state and federal laws and regulations regarding safety and the environment. Whenever there is a conflict between codes or regulations, the most stringent regulation is applied.
The State’s Debris Task Force’s safety professionals and contractor safety staff ensure work is complying with all OSHA, Cal/OSHA and state and federal EPA standards.